Nudgey · Money Map · redesign v2

Your money, told like a story — grouped, dated, honest.

Two complete directions for the Money Map, built to the same brief: kill the hash labels, group accounts by institution, fix the totals & dates, search everywhere, drop the broken swipe — and make money the hero. Both treat honest delivery as a design primitive: nothing is shown until the data earns it. Pick the personality.

Direction A · The LedgerEditorial & calm. Serif numerals, paper, generous space. Recommended. Direction B · The PulseWarmer & conversational. A friend talking you through the week.
A

The Ledger — editorial & calm

Money as the hero: oversized Georgia numerals on warm paper, hand-led serif section titles, and a confident amount of whitespace. Reads like a beautifully set financial magazine, not a banking dashboard. This is the recommended direction.

9:41
5G
Sasa, Nick
You made it to Friday.
N
Spendable right now
Ksh 79,100
In M-Pesa & KCB · read 6 min ago
In, this week
+18,400
Out, this week
−24,260
This week, in a line
“Most of your money went to groceries — and you sent a fair bit to James.”
Based on 31 transactions Nudgey is sure about.
Still reading two accounts. Once I’ve seen a full week on your KCB cards I’ll start spotting wins worth telling you about.
Keep it safe
You’ve built a real picture here.
One quick backup keeps all of it if you ever switch phones.
Home
Accounts
Statement
Ask
1

Home

Spendable cash is a 60px serif hero. The broken swipe and overflow are gone — backup is two honest buttons. Instead of a fabricated “win,” a “this week in a line” editorial summary (only from transactions it’s sure about) plus a graceful “still learning” state. Honest delivery, by design.

Fixes swipe + overflowHonest statesMoney is hero
9:41
5G

Accounts

+
Everything, totalled
Ksh 79,100
4 places · 3 cards need your eye
Search a bank, an account…
Where it lives
KCB
2 accounts · 4 cards
Ksh 51,844
open ›
3 cards: tell me if it’s your money or money you owe
M-Pesa ••5775
↑ 618,880 · ↓ 12,058,545
Ksh 27,256
wallet ›
NCBA
1 account · ••043
Ksh 0
bank ›
Mwalimu Sacco
savings
Ksh 0
sacco ›
0
6 quiet accounts (Ksh 0) tucked away
Show ›
Home
Accounts
Statement
Ask
2

Accounts — grouped by institution

One row per place. KCB collapses its 2 accounts + 4 cards into a single group (Ksh 51,844); M-Pesa stays a single wallet row. Friendly names + masked numbers, never a hash. The 6 empty “Ksh 0” accounts collapse into one tucked-away row, and a gold strip asks the human question in plain words.

Human labelsGroup by institutionSearchEmpties hushed
9:41
5G
‹

KCB

Ksh 51,844
2 accounts · 4 cards · read 6 min ago
Search in KCB…
Accounts
KCB ••271
↑ 1,200,000 · ↓ 132,790,608
Ksh 51,010
KCB ••904
↑ 0 · ↓ 2,548,500
Ksh 0
Cards
KCB card ••3361Your money
active · prepaid
Ksh 51,010
A KCB card
I’ve seen it, but not its number yet
Ksh 148,018
Is this your own money, or money you owe?
2 retired cards (••0668, ••1373)
›
Home
Accounts
Statement
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3

Institution detail — KCB

Drill-in splits KCB into Accounts and Cards, each with in/out + balance. The unclassified card asks in the warmest words — “It’s my money” / “Money I owe” — no “prepaid vs credit” jargon. Classified cards wear a calm green “Your money” chip; retired cards collapse away.

Drill-inWarm classifyHuman labels
9:41
5G
‹

Where it went

Out, this month
Ksh 84,260
38 people & places · adds up to the list below ✓
Search a name or place…
By category
see all
🛒
Merchants
31,640
👥
People
24,800
🧾
Bills
14,320
The biggest names
NW
Naivas Westgate22,140
Merchant · 8 visits
JK
James Kariuki15,300
Person · 5 sends
KP
KPLC Tokens9,500
Bill · 3 buys
Home
Accounts
Statement
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4

Where your money went

Uses the real categories (People / Merchants / Bills…) as a scannable strip, then ranks counterparties with weight bars. The header total carries an “adds up to the list below ✓” promise — the same reconciliation guarantee that fixes the person-total bug. Search sits up top.

CategoriesSearchTotals reconcile
9:41
5G
‹

James Kariuki

⌕
JK
Sent to James · this month
Ksh 15,300
✓ equals the 3 transactions below
June 2026
−11,300
FRI · 12 JUN
↑
Sent to James Kariuki
M-Pesa ••5775 · 12 Jun, 4:18pm
−6,000
TUE · 9 JUN
↑
Sent to James Kariuki
M-Pesa ••5775 · 9 Jun, 8:02am
−5,300
May 2026
−4,000
WED · 28 MAY
↑
Sent to James Kariuki
KCB ••271 · 28 May, 1:40pm
−4,000
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Accounts
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5

Counterparty detail

Header total is the literal sum of the rows, stated out loud: “equals the 3 transactions below.” Transactions group by month → day, each row shows a real date and its source account. The time-without-date bug is gone; the mismatch can’t happen because one number drives both.

Totals matchMonth/day groupingReal dates
9:41
5G

Statement

⌥
Total balance
Ksh 79,100
↑ in 18,400↓ out 24,260
Week
Month
All time
Search transactions…
⌥ Filter
All In Out M-Pesa
Today · Fri 13 Jun
bal 79,100
↓
Salary — Riverbank Ltd
KCB ••271 · 9:02am
+18,400
↑
Naivas Westgate
M-Pesa ••5775 · 7:41am
−2,860
Thu 12 Jun
bal 63,560
↑
Sent to James Kariuki
M-Pesa ••5775 · 4:18pm
−6,000
🧾
KPLC Tokens
KCB ••271 · 6:30pm
−1,500
Home
Accounts
Statement
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6

Statement — reorganized

Segmented Week / Month / All-time control, search + Filter + chips above a day-grouped timeline. Each day shows its running balance on the right; inflows green, outflows coral, with source account on every row. Clean hierarchy, fully scannable.

Search + filterRunning balanceScannable
B

The Pulse — a friend talking you through it

Same fixes, different soul. Leads with a single dark “tonight” hero that talks like a person, then warm conversational cards. Denser and more guided — Nudgey-as-companion rather than Nudgey-as-magazine. Shown on Home + Accounts so you can feel the difference without re-reading every screen.

9:41
5G
Sasa, Nick
Here’s where you
stand tonight.
You can spend
Ksh 79,100
Across M-Pesa & KCB · read 6 min ago
Came in
+18,400
Went out
−24,260
A quick word
“Groceries took most of it this week, and you sent James a fair bit. Nothing alarming.”
From 31 transactions I’m sure about.
Two KCB cards still need your eye. Tell me whose money they hold and I’ll fold them in.
Keep all this safe
One backup and you keep it through any phone switch.
Home
Accounts
Statement
Ask
1

Home — the companion voice

A darker, intimate “tonight” home where Nudgey speaks first. The terracotta “quick word” card carries the friend voice but stays honest (“from 31 transactions I’m sure about”) and the learning note is a warm nudge, not a scold. Same money-hero, same no-swipe, very different mood.

Friend voiceHonest statesNo swipe
9:41
5G

Your money

+
It all adds up to
Ksh 79,100
4 places · 3 cards still need your eye
Find a bank or account…
Tap a place to open it
KCB
holds the most of your money
Ksh 51,844
3 cards: yours, or money you owe? Sort it ›
M-Pesa ••5775
your everyday wallet
Ksh 27,256
NCBA
quiet lately · ••043
Ksh 0
Mwalimu Sacco
savings
Ksh 0
0
6 empty accounts, kept out of your way
Show ›
Home
Accounts
Statement
Ask
2

Accounts — the companion overview

Same institution-grouping and empty-collapse as Direction A, but each row gets a human one-liner (“holds the most of your money,” “your everyday wallet,” “quiet lately”). The classify prompt reads as a friendly to-do (“Sort it ›”). Warmer, chattier — at the cost of a little density.

Group by institutionFriend voiceEmpties hushed